Experian BusinessIQ Premier Profile
The most robust of all Experian business credit reports, this report provides a comprehensive view of a business’s financial obligations as well as fraud screening, credit limit recommendation, more background information on the business and more data elements than any other report. Find all of the credit background you need, including fraud and credit line recommendations, in one report. Reduces the amount of research needed. Reduces risk in acquisition of new clients.
Business Profile Report
This credit profile provides a current, objective picture of how a business handles its financial obligations, including detailed trade, public record, collection and background information. Reduce risk in acquisition of new accounts with a comprehensive view of credit history and creditworthiness. Gain peace of mind that the information used for decisions comes from reliable third-party sources.
Business Owner Profile
This credit profile on a business owner provides a comprehensive look into the owner’s financial status. Evaluate business-owner risk from a commercial standpoint to get a comprehensive view of a small business. This report typically is used in conjunction with Business Profile Report.
As Experian’s strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months. Make quick, accurate, consistent and cost-effective management decisions. Immediately identify new accounts meeting decisioning criteria, and re-evaluate those previously declined. When evaluating small businesses, access blended data, the most predictive risk-assessment tool for small businesses and microbusinesses.
Blended Intelliscore Plus
This one page statistical score report integrates both the business and the business owner’s credit history. It provides a brief summary on both the company and the owner. Studies have shown that for small businesses, combined business and consumer data give a more complete representation of risk. FCRA Regulations Apply.
Account Monitoring Service / Alerts
This account management tool sends proactive event notifications to you on the businesses that you are monitoring. Robust trigger and filter options allow you to customize the solution to deliver only the notifications that are most important to you. Reduce delinquency and bad debt by proactively monitoring your business customers. Save time and money with this efficient account management service. Improve results of collections efforts by monitoring slow paying or non paying customers.